1. Acceptance of Terms

Welcome to Speako Chat. By accessing or using our platform at speako.chat (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.

These Terms constitute a legally binding agreement between you and Speako Chat ("we," "our," or "us").

2. Description of Service

Speako Chat is an entertainment-focused communication platform that provides:

• Real-time text chat messaging
• Voice and video calling
• Group chat rooms and channels
• Private messaging
• Media sharing
• Social login integration
• User profiles and customization

3. Eligibility

3.1 Age Requirements

• You must be at least 13 years old to use the Service
• Users under 18 must have parental or guardian consent
• We reserve the right to request proof of age

3.2 Account Requirements

• You must provide accurate and complete information
• You must maintain the security of your account credentials
• You are responsible for all activities under your account
• You must not share your account with others

4. User Accounts

4.1 Registration

• You may register directly or use social login (Facebook, Google, LinkedIn, Discord, Telegram, TwitchTV, Spotify)
• One person may not maintain multiple accounts
• Accounts must represent real individuals (no bots or automated accounts without permission)

4.2 Account Security

• You are responsible for maintaining password confidentiality
• You must notify us immediately of any unauthorized access
• We are not liable for losses due to compromised credentials

4.3 Account Termination

• You may delete your account at any time
• We may suspend or terminate accounts that violate these Terms
• Terminated accounts may not be reinstated

5. Acceptable Use

5.1 Prohibited Conduct

You agree NOT to:

• Harass, bully, threaten, or intimidate other users
• Post illegal, harmful, or offensive content
• Share sexually explicit content involving minors
• Impersonate others or misrepresent your identity
• Spam, flood, or send unsolicited messages
• Use automated bots or scripts without authorization
• Attempt to hack, disrupt, or damage the Service
• Violate intellectual property rights
• Share malware, viruses, or harmful code
• Engage in fraudulent activities
• Discriminate based on race, religion, gender, sexual orientation, or disability
• Share private information of others without consent
• Bypass security or access restrictions

5.2 Content Guidelines

• Be respectful and civil in communications
• Do not share graphic violence or gore
• Do not promote illegal activities
• Do not engage in hate speech
• Keep content appropriate for a diverse audience

5.3 Enforcement

• We reserve the right to remove content that violates these Terms
• Violations may result in warnings, suspensions, or permanent bans
• We cooperate with law enforcement when required

6. Intellectual Property

6.1 Our Content

• The Service, including design, features, and functionality, is owned by Speako Chat
• Our trademarks, logos, and branding are protected
• You may not copy, modify, or distribute our intellectual property without permission

6.2 User Content

• You retain ownership of content you create and share
• You grant us a worldwide, non-exclusive, royalty-free license to:
• Host, store, and display your content
• Distribute your content to other users as you direct
• Make technical copies for backup and delivery
• You represent that you have rights to all content you share
• We do not claim ownership of your user-generated content

6.3 Copyright Complaints

If you believe your copyright has been infringed, contact us at admin@speako.chat with:

• Description of the copyrighted work
• Location of the infringing content
• Your contact information
• A statement of good faith belief
• A statement under penalty of perjury
• Your physical or electronic signature

7. Privacy and Data

• Your use of the Service is subject to our Privacy Policy
• We collect and process data as described in our Privacy Policy
• You consent to data processing when using the Service
• Review our Privacy Policy at https://speako.chat/privacy

8. Third-Party Services

8.1 Social Login Providers

• We integrate with Facebook, Google, LinkedIn, Discord, Telegram, TwitchTV, and Spotify
• Use of these services is subject to their terms and policies
• We are not responsible for third-party service issues

8.2 External Links

• The Service may contain links to third-party websites
• We do not endorse or control external sites
• Use of external links is at your own risk

9. Video and Voice Services

• Video and voice calling is provided by Agora
• Calls are processed in real-time
• We do not record calls unless you choose to do so
• Recording calls may require consent of all participants
• Network conditions may affect call quality

10. Disclaimers

10.1 Service Availability

• The Service is provided "AS IS" and "AS AVAILABLE"
• We do not guarantee uninterrupted or error-free service
• We may modify, suspend, or discontinue features at any time
• Maintenance and updates may cause temporary downtime

10.2 No Warranties

• We disclaim all warranties, express or implied
• We do not warrant accuracy, reliability, or suitability
• We do not guarantee specific results or outcomes

10.3 User Content

• We do not endorse or verify user-generated content
• Users are responsible for their own content
• We are not liable for content shared by users

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• We are not liable for indirect, incidental, or consequential damages
• We are not liable for lost profits, data, or opportunities
• Our total liability is limited to the amount you paid us (if any) in the past 12 months
• Some jurisdictions do not allow liability limitations, so these may not apply to you

12. Indemnification

You agree to indemnify and hold us harmless from:

• Your use of the Service
• Your violation of these Terms
• Your violation of third-party rights
• Content you share on the Service
• Legal fees and costs arising from claims against us

13. Dispute Resolution

13.1 Governing Law

• These Terms are governed by the laws of [Your Jurisdiction]
• Disputes will be resolved in courts of [Your Jurisdiction]

13.2 Arbitration (if applicable)

• Disputes may be subject to binding arbitration
• Arbitration will be conducted by [Arbitration Organization]
• You waive the right to participate in class actions

13.3 Informal Resolution

• We encourage contacting us first to resolve disputes
• Email admin@speako.chat to discuss concerns

14. Changes to Terms

• We may update these Terms at any time
• Changes will be posted on this page with updated date
• Material changes will be communicated via email or in-app notice
• Continued use after changes constitutes acceptance
• If you disagree with changes, you must stop using the Service

15. Termination

15.1 By You

• You may terminate your account at any time
• Email admin@speako.chat for account deletion
• Data will be deleted within 30 days per our Privacy Policy

15.2 By Us

We may terminate or suspend your account if:

• You violate these Terms
• You engage in illegal activities
• Your account is inactive for extended periods
• Required by law or court order
• At our sole discretion for any reason

15.3 Effects of Termination

• You lose access to your account and content
• Certain provisions survive termination (liability, indemnification)
• Unpaid fees remain due

16. General Provisions

16.1 Entire Agreement

• These Terms constitute the entire agreement between you and us
• They supersede prior agreements or understandings

16.2 Severability

• If any provision is invalid, the remainder remains in effect
• Invalid provisions will be modified to be enforceable

16.3 Waiver

• Failure to enforce a provision does not waive our rights
• Waivers must be in writing

16.4 Assignment

• You may not assign these Terms to another party
• We may assign our rights and obligations

16.5 Force Majeure

• We are not liable for delays due to events beyond our control
• Examples: natural disasters, war, pandemics, strikes

16.6 Language

• These Terms are written in English
• Translations are provided for convenience only
• English version controls in case of conflicts

17. Contact Information

For questions about these Terms, contact us:

Email: admin@speako.chat
Support: support@speako.chat
Website: https://speako.chat

By using Speako Chat, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

© 2025 Speako Chat. All rights reserved.